数字金融对东三省高质量发展的影响分析

With the rapid development of technology and the deepening of digital transformation, digital finance is becoming a new engine to promote high-quality development in the three provinces of Northeast China. Therefore, understanding the relationship between digital finance and high-quality development is crucial. This article comprehensively elaborates on the relationship between the digital economy and high-quality development at home and abroad, classifies and studies digital finance and high-quality development, and verifies the promoting effect of digital finance on high-quality development; Introduced the evaluation system of digital finance and high-quality development; On this basis, a complete verification and evaluation system for promoting high-quality development of digital finance was formed by combining financial data and high-quality development data of various cities in the three northeastern provinces from 2011 to 2023. The high-quality development level of digital finance in the three northeastern provinces was systematically analyzed. The results indicate that digital finance has a positive promoting effect on high-quality development. At the same time, the innovative introduction of human capital level as a mediator variable and regional innovation level as a moderating variable were used to further analyze the results. Ultimately, it has been proven that digital finance can promote high-quality development in the Northeast region by improving the level of human capital, and regional innovation capabilities have a positive regulatory effect on digital finance promoting high-quality development in the Northeast region. Constructive suggestions and policies were proposed based on the results.