伊斯兰金融和伊斯兰银行特征研究

he Islamic finance and Islamic banks achieved significant progress in the past two decades. Islamic finance is based on the principles and mechanisms derived from the provisions of Islamic law. Their characteristics are composed by the exclusion of the interest rate, sharing of profits and losses, risk and uncertainty, asset-backed financing and so on. The establishment of these principles, especially the principle of justice through the prohibition of usury and the adoption of profit-sharing principle make people do not feel aggrieved and exploitation. It proved that the world should welcome the Islamic finance and Islamic banks, not hamper or curb them.