金融科技发展动力指数研究

Fintech is technology-driven financial innovation which originates from the application of information technology to improvement in financial products,financial services,financial corporation governance and financial market efficiency.from a quantitative perspective, and provides guidance for fintech investment and financing activities.From the perspective of maketization, the development power of fintech is divided into two subsystems: supply power and demand power.The two indexes are calculated by principal component analysis,and then are synthesized by the equivalent weighting method to get the fintech developing power index.By comparing the fintech developing power index and its structure in 10 countries from 2010 to 2015,this paper finds that China\'s fintech development is leading the Brics, but there is still a big gap between China and the developed countries.In the short term, the advantage of China\'s fintech development is that its supply-demand structure and maturity structure of development power are the most balanced.Developed countries need to rely on overseas markets to absorb the surplus supply of fintech,and other developing countries have under-powered short boards.