商业银行顾客满意度指标体系及其影响因素研究
he Study of Banks’ Customer Satisfaction in Xi`an
本文以西安银行业消费者满意度调查为例,利用主成分分析法,对各因素的满意度在银行总体满意度中的重要程度进行了定量研究,并以主成分分析得出的各银行综合满意度排名与消费者自己的评判相比较,结果基本吻合。由此得出结论,即消费者满意度的形成过程中,与产品(或服务)相关的各种因素都将会对消费者的满意度产生影响。并且由于感知风险的存在,不同的因素的最终对顾客的决策产生影响。
aking the investigation of banks’ customer satisfaction in Xi`an as example, using the Principal Component Analysis approach, the paper finds that different sub-indexes have different impacts to the general banks’ customer satisfaction, and compares the order of general customer satisfaction getting from the result of Principal Component Analysis with that from evaluation of customers, and them is basically uniform. From these, the paper gets the conclusion that, in the process of determining customer satisfaction, the various factors will affect the customer satisfaction, Due to the perceived-risk and the information asymmetry, different factors will have different weight, which will affect the decision-making of the customers finally..
兰继军、于翔
财政、金融
顾客满意度,主成分分析,商业银行,感知风险
ustomer Satisfaction,Principal Component Analysis,Customers,perceived-risk
兰继军,于翔.商业银行顾客满意度指标体系及其影响因素研究[EB/OL].(2007-07-04)[2025-08-02].http://www.paper.edu.cn/releasepaper/content/200707-73.点此复制
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