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辽宁省数字普惠金融赋能民营经济高质量发展研究

Research on High-quality Development of Liaoning Digital inclusive finance Empowering Private Economy

中文摘要英文摘要

在当前数字化时代中,数字普惠金融以其独特的优势不仅有效推动民营企业进行技术创新和产业升级,还在促进民营经济稳健发展方面发挥着重要作用。这一进程为辽宁省民营经济的高质量发展注入了源源不断的活力,进而为整个经济体系的增长提供了有力的支撑。故本文以辽宁省为研究对象,探究数字普惠金融对辽宁省民营经济高质量发展的赋能效果及作用机制,以期为辽宁省民营经济高质量发展提供一些实践指导。首先,本文系统地梳理相关文献,并基于此从直接和间接影响方面提出研究假设。其次,运用熵权法对辽宁省民营经济高质量发展综合评价指数进行测度及分析。继而,运用双向固定效应模型明确了数字普惠金融对辽宁省民营经济高质量发展的直接影响效应,并以资金配置、产业结构升级、绿色发展为中介变量探究其在数字普惠金融赋能辽宁省民营经济高质量发展中所发挥的中介效应。最后,根据实证结果得出结论并提出政策建议。

In the current digital era, digital inclusive finance, with its unique advantages, not only effectively promotes technological innovation and industrial upgrading of private enterprises, but also plays an important role in promoting the sound development of the private economy. This process has injected a steady stream of vitality into the high-quality development of the private economy in Liaoning Province, which in turn has provided strong support for the growth of the entire economic system. Therefore, this paper takes Liaoning Province as the research object to explore the enabling effect and mechanism of digital inclusive finance on the high-quality development of Liaoning private economy, with a view to providing some practical guidance for the high-quality development of Liaoning private economy. Firstly, this paper systematically combs through the relevant literature and puts forward research hypotheses based on this in terms of direct and indirect effects. Secondly, the entropy weight method is applied to measure and analyze the comprehensive evaluation index of high-quality development of private economy in Liaoning Province. Then, the two-way fixed effect model is used to clarify the direct effect of digital inclusive finance on the high-quality development of Liaoning private economy, and the intermediary variables of capital allocation, industrial structure upgrading, and green development are used to explore the intermediary effect of digital inclusive finance in empowering the high-quality development of Liaoning private economy. Finally, conclusions and policy recommendations are drawn based on the empirical results.

李伯华、邵耀萱

财政、金融

数字普惠金融民营经济高质量发展固定效应中介效应

digital inclusive financehigh-quality development of private economyfixed effectmediation effect

李伯华,邵耀萱.辽宁省数字普惠金融赋能民营经济高质量发展研究[EB/OL].(2024-05-31)[2025-08-02].http://www.paper.edu.cn/releasepaper/content/202405-170.点此复制

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