普惠金融可持续发展：货币政策和经济基础与其如何有效互动？

It is necessary to analyze the relationship between financial inclusion and circumstances, which has practical reference value for policy makers. This paper studies the impact of monetary policy and economic base on financial inclusion factors by using vector autoregressive. Empirical results show that monetary policy has a short-term positive impact on financial inclusion factors, while the economic base has the opposite, which means the positive incentives of monetary policy promote the development of financial inclusion in the short term and the sudden change of the economic situation will make it harder.Based on the data of the World Bank and the situation of China, this paper makes an analysis and comparison of the empirical results, and draws two findings: first, the sustainable development of financial inclusion needs a suitable circumstance; second, the appropriate coordination and mutual facilitation of economic base and finance is conducive to the sustainable development of inclusive finance.