企业预付卡盈利模式研究

Business prepaid cards are new transaction modes for convenience with the development of social economy and are also emerging consumption types in China. Because of lacking related regulations and the immature market, business prepaid cards have caused some legal and social problems and the governments, medias, and scholars began to pay more attention to their drawbacks these years. Standing in the position of cards issuers and companies, this paper analyses new profit channels and comes up with several business strategies under prepaid cards business models. Accordingly, we also give some suggestions about the risks of the prepaid cards.