集成式物流金融贷款价值比研究
Research on loan to value ratio s based on integrated logistics finance
对物流金融的一种创新模式--基于多个融资企业的集成式物流金融业务模式进行了分析,具体说明了业务的运作模式和决策机制,给出了价格波动时集成式物流金融模式下物流企业源于其下游融资企业的期望利润。通过定性比较集成式物流金融业务模式与传统物流金融业务模式的参与三方利润,说明了集成式物流金融更具有优势。并在此基础上,从物流企业的视角出发,对贷款价值比进行了研究分析,根据物流企业利润最大化的原则给出了最优的贷款价值比。
In this paper, the financing logistics business in multi-financing enterprises was analyzed. It was the innovation mode of logistics financial. The business operation mode and decision-making mechanism were discussed. The expected profit from a single enterprise based on the price fluctuation of the innovation mode of logistics financial was given, then the comparison between the innovation mode of logistics financial and traditional mode of logistics financial was given. The loan to value ratio was studied from the angle of logistics enterprises. According to maximize profits and risk control decision-making, the optimal loan to value ratio and the effective range of bank lending rate were obtained.
杜军、高鹏飞
财政、金融交通运输经济
物流工程物流金融价格波动贷款价值比
Logistics engineeringLogistics financialPrice fluctuationLoan to value ratio
杜军,高鹏飞.集成式物流金融贷款价值比研究[EB/OL].(2015-11-16)[2025-08-19].http://www.paper.edu.cn/releasepaper/content/201511-235.点此复制
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