普惠金融、城市化与城乡居民收入差距的研究
he Research on Inclusive Finance, Urbanization and Urban-Rural Income Gap
本文借鉴普惠金融指标测算体系构建普惠金融发展指数FII，分析国内各省普惠金融的发展水平，并基于2005-2016年全国31个省市自治区面板数据，通过向量误差修正模型（VECM）来做实证计量，考察普惠金融发展、城市化水平和城乡收入差距的动态作用机制。研究结果表明，整体上，普惠金融发展、城市化水平和城乡收入差距有着长期的均衡关系，其提高能够促进城乡之间差距的缓解，但影响存在一定滞后性，而且普惠金融、城市化与城乡收入差距之间有着互相促进、改善的长久效应。基于此，最后对于普惠金融发展与城市化如何减小城乡收入差距提供了相关的建议。
his paper draws on the inclusive financial index calculation system to construct the inclusive financial development index FII, and measures the degree of inclusive financial development in China\'s provinces. Based on the panel data of 31 provinces in China from 2005 to 2016, this paper conducts an empirical analysis by adopting the vector error correction model (VECM) to examine the dynamic impact mechanism of inclusive financial development and urbanization on urban-rural income gap. The research results show that there is a stable and balanced relationship between the development of inclusive finance, urbanization and urban-rural income gap in the long run . And the improvement of inclusive finance and urbanization is conducive to narrowing the urban-rural income gap, but the effect is lagging behind. There is a long-term mutual promotion and improvement between inclusive finance, urbanization and urban-rural income gap. Based on this, this paper finally puts forward some relevant recommendations for how the development of inclusive finance and urbanization narrow the urban-rural income gap.
曾赠、许朝晖
财政、金融
普惠金融，城市化，城乡居民收入差距
Inclusive Finance Urbanization Urban-Rural Income Gap
曾赠,许朝晖.普惠金融、城市化与城乡居民收入差距的研究[EB/OL].(2019-03-12)[2025-08-18].http://www.paper.edu.cn/releasepaper/content/201903-113.点此复制
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