P2P网络借贷研究：模式、风险和监管的文献综述
Research on the peer-to-peer online lending: a literature review of the model, risk and regulation
作为互联网金融模式之一的P2P网络借贷，近年来取得了高速发展，引起了学术界的广泛关注和讨论。本文首先简要介绍了P2P网络借贷的概念、国内发展历程和商业模式，然后通过对文献的梳理，阐述了目前国内对P2P借贷风险和监管方面的研究。最后，在总结现有研究成果的基础上，指出了目前存在的不足并提出了需要解决的地方。
P2P online lending, to be one form of the Internet Finance, has undergone a rapid development in China recently. As a consequence, it has attracted an extensive attention and discusses of the academia. This paper first gives a brief introduction to the conception, development and properties of the P2P online lending. Then by analyzing the documents, we illustrate the existing study about the risk and regulation on P2P online lending. At last, based on the summary of the current literature, we point out the problems and offer suggestions on them.
王景裕、苏为华、朱宗元
财政、金融
P2P网络借贷风险监管
peer to peer online lendingriskregulation
王景裕,苏为华,朱宗元.P2P网络借贷研究：模式、风险和监管的文献综述[EB/OL].(2016-03-31)[2025-08-02].http://www.paper.edu.cn/releasepaper/content/201603-475.点此复制
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