基于PE指数的中国银行业贷款市场竞争度分析

PE Index study found that:China's banking loan market competition has improved.However, the average PE value of -5.03 is still at a low level compared with the competition in the developed countries. In the future, narrowing the marginal cost gap between urban commercial banks and joint-stock commercial banks and reducing the marginal cost of rural commercial banks is the key force to promote the competition of China's banking loan market.In addition, the traditional structural indicators: the market concentration rate (CRn) and the Hirschman-Herfindal Index (HHI) measure the results of the 2005-2015 China's banking loan market competition overall improvement, but there are still remed space.