数字普惠金融是否激励了农民专业合作社的发展？--来自中国县域的证据

In the context of promoting the organic connection between small farmers and modern agriculture and comprehensively promoting rural revitalization, this paper studies the impact of digital inclusive finance on farmers\' professional cooperatives. Firstly, it analyzes the positive supporting role of digital inclusive finance to farmers\' cooperatives from two aspects: improving the external development environment and promoting the development of cooperatives themselves. Then, on the basis of theoretical analysis, an empirical test is carried out using the data.Research shows that digital financial inclusion has positive incentives for the development of farmers\' professional cooperatives. At the same time, due to the existence of the Matthew effect in the development of digital inclusive finance, the regional gap in the development of professional cooperatives will be enlarged, resulting in a gap in the development of cooperatives in different regions.In view of the research conclusions,, the following three suggestions are put forward: continue to promote the development of digital inclusive finance, play the role of policy guidance to improve resource allocation, and improve the quality of cooperatives themselves.